Virginia Company Bank has several personal banking account options to meet the needs of Peninsula residents.  Find the checking or savings account that is best for you.  Need help selecting?  Contact Virginia Company Bank today and speak with a Financial Services Representative who can guide you toward the products and services that complement your unique financial goals.  Need a loan, line of credit or other financing solution? One of our Financial Service Representatives can assist with that as well.

Personal Checking Services

• Basic Checking
  • Mainstay Checking
  • Our free, no-minimum-balance account
    • Opening deposit: $50.00
    • Free Online Banking
    • Free debit cards
    • Free bill pay
    • No monthly maintenance fee
    • Five (5) free offsite ATM withdrawals per month
    • Unlimited check writing
    • First order of VCB checks free
    • e-Statements available

• Personal Interest Checking
  • Compass Checking
  • Our tiered, interest-earning account
    • Opening deposit: $50.00
    • Free Online Banking
    • Free debit cards
    • Free bill pay
    • Monthly fee waived with $5,000 average daily balance or with combined balances of $10,000
    • Monthly maintenance fee: $8.00
    • Five (5) free offsite ATM withdrawals per month
    • Unlimited check writing
    • First order of VCB checks free
    • Earns interest using tiered method
    • e-Statements available

Personal Savings Services

• Personal Savings
  • Seafarer Savings
    • Opening deposit: $100.00
    • Free Online Banking
    • Monthly fee waived with $250 average daily balance or with combined balances of $10,000
    • Monthly maintenance fee: $2.50
      
      
• Personal Money Market
  • Commodore Money Market
    • Opening deposit: $100.00
    • Free Online Banking
    • Monthly fee waived with $5,000 average daily balance or with combined balances of $10,000
    • Monthly maintenance fee: $8.00
    • Earns interest using tiered method
    • e-Statements available
      
      
• Health Savings Account
  • No set-up fees
  • Free Online Banking
  • Unlimited check writing
  • 1099, 5498, or year-end status reporting
  • Earns interest
    
    
• Certificates of Deposit
  
  
• Certificate of Deposit (CDARS®) - This service gives you access to up to $50 million in FDIC insurance on your CD investments. Click here for more information.
  
  
• Individual Retirement Account (IRA)
  
  
• Consumer Loans
  • Home Equity Line of Credit (HELOC)
  • Auto loans
  • Boat/ RV loans