We, our, and us when used in this notice, mean Virginia Company Bank.  This is our privacy notice for our customers.  When we use the words “you” and “your” we mean the following types of customers:

• Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a:
  
  Deposit account
  Loan account
  Safe deposit box

We will tell you the sources of the information we collect about you.  We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you.  Nonpublic personal information does not include information that is available from public sources, such as telephone directions or government records.  Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us or a company that is owned or controlled by the same company that owns or controls us.  Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours.  This is also known as nonaffiliated third party, or simply, an “other party.”

THE INFORMATION WE COLLECT

We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with other parties
• Information from a consumer reporting agency
• Information we receive as a result of verifying customer information.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION        

We restrict access to information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards to protect this information.

YOUR INFORMATON AND OTHER PARTIES

We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law.  Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

INFORMATION ABOUT FORMER CUSTOMERS

We do not disclose information about former customers, except as permitted by law.

INFORMATION REGARDING THE INTERNET

When you visit our website, we collect generic information about your visit, such as the date and time our site was accessed, the Internet service provider’s address, the type of web browser used and what pages are visited.  This information is used to improve the content of our web site.

We may also collect user information when you voluntarily provide us with your personal information via e-mail or online registration forms.  This information will be protected under our existing privacy policy, as stated above.

Some pages of our website may use a Cookie to allow the web server to log the pages you use within the site and to know if you have visited the site before.  Cookies can not be used to find out the identity of any user.

Our website may have links to other third party Web sites.  Although we will only provide links to sites we believe are reputable, we do not make any representations concerning the linked sites’ content or availability. Please note that linked sites may have different privacy and information security policies than Virginia Company Bank. You should review each site’s privacy and information security policies carefully before you enter confidential information onto the site.

Virginia Company Bank
601 Thimble Shoals Blvd., Suite 201
Newport News, VA  23606